Privacy Policy
| FACTS | What does Northwest Missouri Regional Credit Union do with your personal information? |
|---|---|
| WHY? | Financial companies choose how they share your personal
information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to
tell you how we collect, share, and protect your personal
information. Please read this notice carefully to
understand NORTHWEST MISSOURI REGIONAL CREDIT UNION’S Privacy Policy. At NORTHWEST MISSOURI REGIONAL CREDIT UNION, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by NORTHWEST MISSOURI REGIONAL CREDIT UNION. This notice explains what types of member information we collect and under what circumstances we may share it. |
| WHAT? | The types of personal information we collect and share
depend on the accounts or services you have with us. This
information can include: Name, address, Social Security number, and income Account balances and transaction history Credit history and credit scores When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice. |
| HOW? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons NORTHWEST MISSOURI REGIONAL CREDIT UNION chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does NWMRCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business
purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies— to offer our products and services to you |
Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
No | We don't share |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No | We don't share |
| For nonaffiliates to market to you— |
No | We don't share |
Questions?
Call 660.582.5747, send us an e-mail at regional@nwmrcu.org or write to us at:
Northwest Missouri Regional
26155 Stolls Country Lane
Maryville, MO 64468
| What we do | |
|---|---|
| How does NORTHWEST MISSOURI REGIONAL CREDIT UNION protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you. |
| How does NORTHWEST MISSOURI REGIONAL CREDIT UNION collect my personal information? | We collect your personal information, for example,
when you:
|
| Why can’t I limit all sharing? | Federal law only gives you the right to limit
information sharing as follows:
|
| Definitions | |
| Affiliates | Companies related by common ownership or control.
They can be financial and nonfinancial companies. Northwest Missouri Regional Credit Union does not share with our affiliates. |
| Nonaffiliates | Companies not related by common ownership or
control. They can be financial and nonfinancial
companies. NORTHWEST MISSOURI REGIONAL CREDIT UNION does not share with non-affiliates so they can market to you. |
| Joint Marketing | A formal agreement between NORTHWEST
MISSOURI REGIONAL CREDIT UNION and a
nonaffiliated financial company where we jointly
market financial products or services to you. Our joint marketing partners include insurance companies. |